I went from Assistant Branch Manager in Lagos to Senior Project Manager at JPMorgan in London to Lead Business Analyst at Citibank in Toronto. Banking Decoded is everything I learned along the way.
I started my banking career as Assistant Branch Manager at Access Bank Nigeria at 22. Two years learning how money moves at the ground level — every transaction, every customer, every process.
I made a calculated move — an MSc in Business Analytics in the UK — and it changed everything. I went from branch manager to investment banking, landing at JPMorgan Chase in London.
Over four years I progressed to Senior Project Manager across Regulatory Controls and Asset Servicing — all while navigating UK work visa restrictions in a post-Brexit environment nobody prepared me for.
In 2026 I made my second major move — to Canada, joining Citibank as Lead Business Analyst in capital markets. Banking Decoded is the platform built from everything I learned.
Built from a decade inside the system — not textbooks, not theory. Real experience from retail banking in Africa to capital markets in Canada.
Most people spend their whole career in one corner. Here's the full picture — explained by someone who has lived in multiple corners of it.
Everyday banking for individuals — branches, ATMs, current accounts, savings. The most visible part of the financial system and the natural entry point for most banking careers globally.
Beyond basic accounts — mortgages, personal loans, credit cards and individual wealth products. Data-driven and risk-modelled, with sophisticated customer analytics.
Banking for businesses — SMEs to multinationals. Lending at scale, cash management, trade finance and treasury services. Relationship-driven and high-value.
M&A, IPOs, debt issuance, derivatives, and market-making. The most complex and highest-paying area of banking — where Banking Decoded brings the deepest insider knowledge.
Bespoke wealth management for UHNW clients. Intensely personal relationships, multi-million portfolios, and services unavailable through any retail channel.
Building a global banking career isn't just about qualifications. It's about navigating immigration systems, managing visa constraints, and rebuilding your professional identity in countries where nobody knows your name.
I went from Nigeria to the UK on a student visa, transitioned to a Tier 2 work permit at JPMorgan, and made the move to Canada — all while trying to build a career at the same time.
The information gap for internationally-mobile professionals is enormous. Banking Decoded addresses it directly.
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Whether you're figuring out your first banking role, trying to break into a Tier 1 institution, or navigating immigration while building your career — reach out. I read every message personally.